Effective Date: April 2025

Business Name: Virtual and Beyond, LLC

Business Address: 30 North Gould Street, Sheridan, WY 82801 

Contact Email: info@virtualandbeyond.net

At Virtual and Beyond, LLC (“Company”), your privacy is important to us. This Privacy Policy outlines how we collect, use, store, and protect your personal data when you engage with our services, including when making payments through Stripe and Wise.

1. Information We Collect

– Personal Details: Name, contact number, email, mailing/billing address
– Payment Details: Payment method, transaction reference, and related financial data (processed securely via Stripe and Wise)
– Usage Data: IP address, browser type, time spent on the site, and interaction data
– Communications: Information shared through contact forms, email, or customer service

2. Payment Processing: Stripe & Wise

We use Stripe and Wise (formerly TransferWise) to process payments:
– Stripe handles ACH transfers, card payments, and domestic transactions.
– Wise facilitates international payments and currency conversions.

When you provide payment information, it is directly handled by Stripe or Wise. We do not store your full financial information on our servers. Please refer to their respective privacy policies:
– Stripe Privacy Policy
– Wise Privacy Policy

3. How We Use Your Information

Your data is used to:
– Process payments and deliver services
– Provide invoices and transaction confirmations
– Respond to customer inquiries
– Comply with legal obligations
– Analyze and improve our website and services

4. Data Sharing

We do not sell or rent your information. We may share your data only with:
– Stripe and Wise, for secure payment processing
– Service providers (e.g. hosting, analytics)
– Government authorities, if legally required

All partners are bound by confidentiality and data protection agreements.

5. Data Security

We use encryption and access controls to safeguard your data. Stripe and Wise use their own security protocols to ensure the safety of financial transactions.

6. International Data Transfers

Some data may be processed outside your country of residence, depending on the location of Stripe, Wise, and our service providers. We ensure appropriate safeguards are in place for international data handling.

7. Your Rights

Depending on your location, you may:
– Request access or correction of your personal data
– Ask for deletion or restriction of data
– Withdraw consent for certain processing activities

8. Cookies & Analytics

Our site may use cookies and analytics tools to improve user experience. You can manage cookies via your browser settings.

9. Policy Updates

We may update this Privacy Policy from time to time. Changes will be posted here with a new effective date.

10. Contact Us

For privacy-related concerns, reach us at:
📧 info@virtualandbeyond.net